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John O'Callaghan, CFP®

John O'Callaghan, CFP®

Financial Planner

The Hour

  • Ask a financial advisor anything about investing in one hour
  • No commissions, products, or sales pitch
$200one time
Next Available: 8/17/2026 4:15 PM
View Availability

The Plan

  • An 8 week program to achieve a strategic plan for your financial life
  • Get an 8+ page financial plan
  • $0 due now, pay after your 1st meeting
$3,500one time
Next Available: August 2026

The Ongoing

  • Ongoing support and accountability when you need it
  • Quarterly video calls & unlimited emails
  • Annual 2 page financial checkup
$250/ month
(billed $750 every three months)
17/20 spots available!
Which service is right for me?

About John

7
years of experience
402
The Hour meetings
5
The Plan engagements
4.99
average review

Bio

Hi, I'm John! I live and breathe personal finance so much that the highlights of my week include new podcast episodes coming out from some of my favorite creators. My passion in life is helping people improve their relationship with money and spending by providing personalized education to help them unlock the full potential of their wealth, and more importantly, enjoy the happiness of life's experiences along the way! I’d love to learn about you and how I can help you accomplish your financial goals! If none of the times on my calendar work for you, let me know what day or time you'd prefer and I'll see what I can do!

I Can Help You With

401k rollover
Budgeting
Debt management
Getting started with investing
Insurance
Investing for kids
Portfolio review
Roth conversions
Social security
Tax planning

I Enjoy Working With

Families with children
Millennials / Gen Z
Pre-Retirees
Retirees
Young couples

Personal Stuff

Severna Park, Maryland

My wife Courtney and I just welcomed our first child, Rowan, into the world. Our free time (of which there is very little these days) revolves around ensuring our golden retrievers, Palmer and Charlie are living their best life!

Education & Designations

University of South Carolina
Finance & Risk Management and Insurance
Certified Financial Planner™
Since 2021

Experience

Impact Financial Life Planning, LLC
Financial Planner and Owner
2023 – Present
Independent Wealth Management Firm
Senior Paraplanner
2019 – 2023

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Frequently Asked Questions

You can ask anything related to investing or personal finance! We are here to help you put your money in the right places so you can reach your financial goals.

The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.

The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).

The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.

The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.

Yes, you can reschedule or cancel up to 24 hours before your appointment. Just click the reschedule link in your confirmation email or in your Nectarine account.

Yes, the meeting can be recorded for your records and made available in your Nectarine account shortly after your meeting. You can request for the recording to be turned off at any time or message us or your advisor before your meeting to request that the recording is never turned on. You can also request for the recording to be permanently deleted at any time.

We are confident that you will have a great experience, but if it did not meet your expectations just let us know & we'll refund 100% of your money. We're trying to make you rich, not sell you junk!
The endorsements displayed on this Website have been provided by clients who have completed an engagement with an Advisor. No compensation was paid for any endorsement and the endorsements may not necessarily be representative of all Nectarine experiences.
John O'Callaghan, CFP® — Fiduciary Financial Advisor | Nectarine