Just Financial Advice.

We don't manage your money, sell any products, or earn any commissions. Pay for just the advice.

From $175-$400/hour, no strings attached.

Find your advisor
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How we can help

Meet with an expert US-based advisor and get advice on various areas of finance and investing.

Retirement planning

Portfolio review

Equity compensation

401k rollovers

Tax planning

Getting started with investing

Investing for kids

...and more!

Our expert financial advisors

All Nectarine financial advisors are licensed fiduciaries who have been vetted for their stellar knowledge, competency, and investment philosophy. We have accepted less than 10% of the financial advisors who have applied to join Nectarine!

Derek Merkler, CFP®

Derek Merkler, CFP®

Financial Planner

4.95 (187)
  • Spent 8 years as a US Army Aviator.
  • Loves helping people FIRE!
  • Additional focus on tax planning.
$300 / one hour
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Next Available: 8/19/2026 5:00 PM
Tommy Modec, null

Tommy Modec

Financial Planner

4.99 (196)
  • Easy-to-understand advice with action-focused follow-ups 💻
  • Second opinions on advisors, investments, and insurance 🔍
  • Friendly, welcoming vibe (Golden Retriever cameos) 🦮
$250 / one hour
View Profile
Next Available: 8/19/2026 2:00 PM
Lillian Turner, CFP®, RLP®, CSLP®

Lillian Turner, CFP®, RLP®, CSLP®

Financial Planner

5.00 (76)
  • Helping you build wealth while living a life you love
  • Compassionate and shame-free advice
  • Cashflow queen & budgeting expert! 👑
$250 / one hour
View Profile
Next Available: 8/25/2026 5:00 PM
View all financial advisors

How it works

1. Select

Choose from a list of vetted & licensed financial advisors.

2. Schedule

Pick a time to meet with your advisor and pay for the session.

3. Get advice

Video chat, share your screen, and get your questions answered.

What they're saying

Nectarine advisors have served 8,218 clients and have received an average review of 4.97 stars!

I had an excellent session with Adam. He took the time to break down complex scenarios into actionable steps, giving me total clarity. If you're looking for a sharp, objective financial professional who can cut through the noise and provide immediate value, I highly recommend working with Adam.

Oren B.Adam Coleman
Oren B. met with Adam Coleman
May 2026

Diana was incredibly knowledgeable and helped us quickly make some decisions that will help us tremendously. She can explain technical items very clearly in an easy to understand way. I look forward to working with her more to put myself in the best position for financial success.

Bradley H.Diana Louie
Bradley H. met with Diana Louie
May 2026

Working with James was great! This was my first time working with an advisor, and I found him to be friendly and encouraging right off the bat. He listened to my concerns and questions, and took the time needed to address them. Having the recap email afterwards was SO helpful. Thanks James!!

Danielle R.James Mwombela
Danielle R. met with James Mwombela
June 2026
The endorsements displayed on this Website have been provided by clients who have completed an engagement with an Advisor. No compensation was paid for any endorsement and the endorsements may not necessarily be representative of all Nectarine experiences.

Our Philosophy

We never sell any products or manage your money so our only incentive is doing the best for you.

Buy & hold index funds

Minimize fees

Minimize taxes

Keep it simple

Do the right thing

Services & Pricing

The Hour

A one hour session to talk with a financial advisor
Includes:
  • 1 hour meeting
  • Follow up notes
  •  

Best for answering 1-3 specific questions about your finances.

$175-$400/ meeting

one time

The Plan

An 8 week comprehensive program to map out your financial future
Includes:
  • 3-4 meetings
  • 8+ page financial plan
  • 28+ hours of analysis

Best for a one time full review of your finances and creating a strategic plan for your future.

$2,300-$5,200/ plan

one time

The Ongoing

An ongoing relationship with a dedicated financial advisor
Includes:
  • Regular check ins & reminders
  • Unlimited email support
  • Annual 2 page financial checkup

Best for an ongoing relationship with an advisor who's there to answer your questions and keep you on track.

$200-$500 / month

billed every three months
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Our promise

Nectarine is committed to doing the right thing and prioritizing your best interests.

Our pledge

If you're not satisfied with your meeting, we'll give you your money back.

Flexible scheduling

Free reschedules & cancellations with 24 hours notice.

No sales pitch

We'll never pitch any investment or insurance products.

Frequently Asked Questions

You can ask anything related to investing or personal finance! We are here to help you put your money in the right places so you can reach your financial goals.

The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.

The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).

The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.

The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.

Yes, you can reschedule or cancel up to 24 hours before your appointment. Just click the reschedule link in your confirmation email or in your Nectarine account.

Yes, the meeting can be recorded for your records and made available in your Nectarine account shortly after your meeting. You can request for the recording to be turned off at any time or message us or your advisor before your meeting to request that the recording is never turned on. You can also request for the recording to be permanently deleted at any time.

We are confident that you will have a great experience, but if it did not meet your expectations just let us know & we'll refund 100% of your money. We're trying to make you rich, not sell you junk!
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