Hourly Financial Advisors.
We don't manage your money, sell any products, or earn any commissions. Pay for just the advice.
From $175-$400/hour, no strings attached.
Find your hourly financial advisor
How we can help
Meet with an expert US-based hourly financial advisor and get advice on various areas of finance and investing.
Retirement planning
Portfolio review
Equity compensation
401k rollovers
Tax planning
Getting started with investing
Investing for kids
...and more!
Our expert hourly financial advisors
All Nectarine hourly financial advisors are licensed fiduciaries who have been vetted for their stellar knowledge, competency, and investment philosophy. We have accepted less than 10% of the hourly financial advisors who have applied to join Nectarine!
Derek Merkler, CFP®
Financial Planner
- Spent 8 years as a US Army Aviator.
- Loves helping people FIRE!
- Additional focus on tax planning.
Tommy Modec
Financial Planner
- Easy-to-understand advice with action-focused follow-ups 💻
- Second opinions on advisors, investments, and insurance 🔍
- Friendly, welcoming vibe (Golden Retriever cameos) 🦮
Lillian Turner, CFP®, RLP®, CSLP®
Financial Planner
- Helping you build wealth while living a life you love
- Compassionate and shame-free advice
- Cashflow queen & budgeting expert! 👑
How it works
1. Select
Choose from a list of vetted & licensed hourly financial advisors.
2. Schedule
Pick a time to meet with your hourly financial advisor and pay for the session.
3. Get advice
Video chat, share your screen, and get your questions answered.
Why Hourly Financial Advisors
Flexibility: Pay only for the time you need. Whether you're seeking a quick financial check-up or in-depth advice, our hourly model adapts to your schedule and requirements.
Tailored Solutions: Your financial situation is unique, and so is our approach. Nectarine advisors are here to assist with investment management, retirement planning, tax strategies, and more, all customized to address your specific needs.
Transparent Pricing: Say goodbye to hidden fees. With our straightforward hourly rate, you know exactly what you're paying for. No surprises, just clear and transparent financial guidance.
No Commitments: Embrace financial guidance on your terms. Our hourly model is perfect for those who prefer occasional advice without the commitment of a long-term relationship. It's your financial journey, and you're in control.
What they're saying
Nectarine advisors have served 8,218 clients and have received an average review of 4.97 stars!
I had an excellent session with Adam. He took the time to break down complex scenarios into actionable steps, giving me total clarity. If you're looking for a sharp, objective financial professional who can cut through the noise and provide immediate value, I highly recommend working with Adam.
Diana was incredibly knowledgeable and helped us quickly make some decisions that will help us tremendously. She can explain technical items very clearly in an easy to understand way. I look forward to working with her more to put myself in the best position for financial success.
Working with James was great! This was my first time working with an advisor, and I found him to be friendly and encouraging right off the bat. He listened to my concerns and questions, and took the time needed to address them. Having the recap email afterwards was SO helpful. Thanks James!!
Our Philosophy
We never sell any products or manage your money so our only incentive is doing the best for you.
Buy & hold index funds
Minimize fees
Minimize taxes
Keep it simple
Do the right thing
Services & Pricing
The Hour
- 1 hour meeting
- Follow up notes
Best for answering 1-3 specific questions about your finances.
$175-$400/ meeting
The Plan
- 3-4 meetings
- 8+ page financial plan
- 28+ hours of analysis
Best for a one time full review of your finances and creating a strategic plan for your future.
$2,300-$5,200/ plan
The Ongoing
- Regular check ins & reminders
- Unlimited email support
- Annual 2 page financial checkup
Best for an ongoing relationship with an advisor who's there to answer your questions and keep you on track.
$200-$500 / month
Our promise
Nectarine is committed to doing the right thing and prioritizing your best interests.
Our pledge
If you're not satisfied with your meeting, we'll give you your money back.
Flexible scheduling
Free reschedules & cancellations with 24 hours notice.
No sales pitch
We'll never pitch any investment or insurance products.
Frequently Asked Questions
The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.
The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).
The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.
The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.