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Phil Francois, CFP®

Phil Francois, CFP®

Financial Planner

The Hour

  • Ask a financial advisor anything about investing in one hour
  • No commissions, products, or sales pitch
$200one time
Next Available: 8/18/2026 5:30 PM
View Availability

The Plan

  • An 8 week program to achieve a strategic plan for your financial life
  • Get an 8+ page financial plan
  • $0 due now, pay after your 1st meeting
$3,000one time
Currently no availability

The Ongoing

  • Ongoing support and accountability when you need it
  • Quarterly video calls & unlimited emails
  • Annual 2 page financial checkup
$200/ month
(billed $600 every three months)
4/4 spots available!
Which service is right for me?

About Phil

11
years of experience
258
The Hour meetings
6
The Plan engagements
4.99
average review

Bio

Hi I'm Phil and I love to talk about finances! Before I got into this industry I was sold a completely unnecessary whole-life policy. I was in massive student loan debt and had a large car payment for my salary at the time. After that, I realized not all advisors look out for your best interest. I hope to help change that. I am a CERTIFIED FINANCIAL PLANNER™ and I can help break down the financial jargon into simplified concepts so you can make informed financial decisions. I cannot wait to see how I can help you!

I Can Help You With

Budgeting
Debt management
Estate planning
Faith based investing
Getting started with investing
Insurance
Investing for kids
Portfolio review
Social security

I Enjoy Working With

Business owners
Families with children
Government employees
Healthcare professionals
Military/Veterans
Millennials / Gen Z
Pre-Retirees
Public service professionals
Retirees
Teachers & educators

Personal Stuff

I enjoy spending time outside with my wife and kids walking to parks, playing sports, and cooking meat on the smoker.

Education & Designations

Certified Financial Planner™
Since 2022

Experience

Owner & Financial Advisor
Foundation Wealth Planning
2021 – Present
Financial Advisor
Edward Jones
2014 – 2020

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Frequently Asked Questions

You can ask anything related to investing or personal finance! We are here to help you put your money in the right places so you can reach your financial goals.

The Hour: You'll fill out a short intake form so we can learn about you and your goals for our meeting! In your Nectarine account, you can also enter your personal financial information (net worth and budget details) as well as upload files to your Secure File Vault. We also recommend that you have any necessary account login information ready.

The Plan and The Ongoing: You'll get access to a financial planning portal where you can share your numbers, link your accounts, and upload the requested documents (we'll share a list).

The Hour: Yes, you will receive an email summary with important takeaways and resources so you'll know what to do next.

The Plan: Yes, you will receive a 8+ page roadmap on your full financial picture with detailed information on the next steps. Your advisor will be available to help you implement any items.

Yes, you can reschedule or cancel up to 24 hours before your appointment. Just click the reschedule link in your confirmation email or in your Nectarine account.

Yes, the meeting can be recorded for your records and made available in your Nectarine account shortly after your meeting. You can request for the recording to be turned off at any time or message us or your advisor before your meeting to request that the recording is never turned on. You can also request for the recording to be permanently deleted at any time.

We are confident that you will have a great experience, but if it did not meet your expectations just let us know & we'll refund 100% of your money. We're trying to make you rich, not sell you junk!
The endorsements displayed on this Website have been provided by clients who have completed an engagement with an Advisor. No compensation was paid for any endorsement and the endorsements may not necessarily be representative of all Nectarine experiences.
Phil Francois, CFP® — Fiduciary Financial Advisor | Nectarine